Savings
Rates
|
Dividend Rates - effective February 26, 2008 |
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|
Account |
Terms |
APR |
APY |
Credited |
|
Share
& |
$100 - $5,000 $5,001 - $50,000 $50,001 + |
1.343% 1.590% 2.428% |
1.35% 1.60% 2.45% |
Quarterly |
|
Holiday Clubs |
$5+ |
2.10% |
2.10% |
Annually |
|
Interest Checking * |
$500 + |
1.00% |
1.005% |
Monthly |
|
Basic Checking ** |
No minimum |
0% |
0% |
|
|
Money Market
|
$2,500 - $4,999.99 $5,000 - $9,999.99 $10,000 and up |
1.588% 2.570% 3.542% |
1.600% 2.600% 3.600% |
Monthly |
|
Share
Certificates & Roth, Educational & Traditional IRA $1,000 minimum deposit |
6 Months 8 Month Special1 Year **** 2 Years 3 Years 4 Years |
3.455% 3.698%3.796% 3.844% 3.893% 3.941% |
3.500% 3.750%3.850% 3.900% 3.950% 4.000% |
Quarterly |
|
EasyStart CD ***** $250.00 minimum deposit |
6 Months 1 Year |
3.065% 3.406% |
3.100% 3.450% |
Quarterly |
|
* Interest Checking has a minimum balance
requirement of $500.00 to avoid a $3 monthly fee. ** Basic Checking has no minimum balance fees. *** Money Market checking has a minimum balance of $2500.00 to avoid a $5 monthly fee. **** Bump-up CD: One member-initiated rate increase to new current 1 year CD rate during term of the CD. Applies to new CDs and renewals only. ***** Early withdrawal penalty is 90 days of interest. Dividend Rates are calculated on simple interest, day of deposit, day of withdrawal. Fees or other conditions could reduce earnings. APY are calculated as of 01/04/08. Penalties may apply for early withdrawal of funds. All rates are subject to change without notice |
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