Share Certificates & Roth, Educational & Traditional IRA209-01-2010
TermMinimum DepositAPRAPY1Credited
6 Months$1,0001.095%1.10%Quarterly
1 Year$1,0001.541%1.55%Quarterly
2 Years$1,0001.590%1.60%Quarterly
3 Years$1,0001.985%2.00%Quarterly
4 Years$1,0002.231%2.25%Quarterly
1Dividend Rates are calculated on simple interest, day of deposit, day of withdrawal. Fees or other conditions could reduce earnings. APY are calculated as of posted effective date. Penalties may apply for early withdrawal of funds.

All rates are subject to change without notice.
2Early withdrawal penalty is 90 days of interest.
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