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Welcome to IAEFCU!
IAEFCU is a member-owned, not-for-profit financial cooperative association dedicated to providing quality financial services to its members with competitive rates on both Savings and Loans.

 

FAQ: Health Insurance

What insurance plans are available and what are the benefits offered?

As a credit union member, you and/or your spouse may qualify for a variety of supplemental health and disability insurance plans:

Hospital Accident Protection

  • Pays a fixed dollar amount directly to the insured for every day of a covered hospital confinement due to accident.
  • Can be used to meet deductibles, co-payments or other expenses.
  • Outpatient treatment coverage is available.
Disability Income
  • Provides part or all of your income should you become disabled and unable to work.
  • Non-tobacco users may qualify for additional premuium savings.


Short Term Medical

  • Provides a temporary plan of health insurance.
  • Provides health coverage if you are between jobs, laid off, waiting for an employer's health coverage to begin, or if you are a graduating high school student who is no longer covered by your parents' insurance.
  • Your choice of deductible and payment options.

Medicare Supplement

  • Supplements Medicare benefits.
  • Pays most, if not all Medicare co-insurance amounts and may cover Medicare's deductibles.



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