Consumer Loans

Before you start thinking outside the box, it might be a good idea to check out what’s inside. After all, credit union membership does have it privileges. You can take advantage of a wide variety of consumer loans with competitive interest rates and flexible repayment terms. When you have a borrowing need that can improve your quality of life, turn to your credit union first.

New and Used Vehicle Loans
RV/Boat/Motorcycle Loans
Signature/Personal Loans
Fixed Rate Home Equity Loans
Home Equity Lines of Credit
Second Mortgages
First Mortgages
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We also offer refinancing for members who already have high-interest loans with other lenders. By refinancing at our low rates, you could enjoy the savings of lower monthly payments for the rest of your loan’s original term.

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Personal/Signature02-16-2009
Maximum Amount	Term	Rate/APR as low as¹
$5,000	24 months	10.00%²
$10,000	48 months	10.00%²
$15,000	60 months	10.25%²
¹Rates dependent on borrower's FICO credit score. Rates shown are for most creditworthy applications, FICO 680 and above. All rates are subject to change without notice. ²Includes consumer loan rate reduction of .25% APR when loan payments automatically deducted from borrower's account.

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Share Secured02-16-2009
Maximum Amount	Maximum Term	Rate/APR as low as¹
Amount on deposit	72 months	5.75%
¹Rates dependent on borrower's FICO credit score. Rates shown are for most creditworthy applications, FICO 680 and above. All rates are subject to change without notice.

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Car/Motorcycle¹02-16-2009
Maximum Term	Rate/APR as low as²	Maximum Loan Amount⁴
36 months	5.75%³	100%
48 months	6.00%³	100%
60 months	6.25%³	100%
72 months	6.50%³	100%
¹New car price from dealer invoice. Used car value from High Blue Book Value (HBBV). ²Rates dependent on borrower's FICO credit score. Rates shown are for most creditworthy applications, FICO 680 and above. All rates are subject to change without notice. ³Includes consumer loan rate reduction of .25% APR when loan payments automatically deducted from borrower's account. ⁴Maximum Loan Amount shown as a percentage of purchase price or HBBV, including tax/license.

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Car/Motorcycle (with equity)²05-12-2010
Maximum Term	Rate/APR as low as³	Maximum Loan Amount¹
36 months	5.25%⁴	80%
48 months	5.50%⁴	80%
60 months	5.75%⁴	80%
72 months	6.00%⁴	80%
¹Maximum Loan Amount shown as a percentage of purchase price or HBBV, including tax/license. ²New car price from dealer invoice. Used car value from High Blue Book Value (HBBV). ³Rates dependent on borrower's FICO credit score. Rates shown are for most creditworthy applications, FICO 680 and above. All rates are subject to change without notice. ⁴Includes consumer loan rate reduction of .25% APR when loan payments automatically deducted from borrower's account.

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Boats02-16-2009
Maximum Term	Rate/APR as low as¹	Maximum Loan Amount
72 Months	10.50%²	Up to 100% of purchase price, including tax
120 Months	11.00%²	Up to 100% of purchase price, including tax
¹Rates dependent on borrower's FICO credit score. Rates shown are for most creditworthy applications, FICO 680 and above. All rates are subject to change without notice. ²Includes consumer loan rate reduction of .25% APR when loan payments automatically deducted from borrower's account.

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