Visa Score Card Rewards

Earn bonus points on retail purchases made with your IAEFCU Visa Platinum credit card.

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IAEFCU Visa Credit CardsLow rates and NO annual fee

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Checking Accounts

We'll buy your first box of checks!

Fair and Affordable Checking Options

We believe that you should be treated fairly when you do your checking. So we not only have no or low monthly fees, we also make it less likely for you to be charged unexpected or excessive fees or penalties if you should ever overdraw your account.

What makes an IAEFCU Checking Valuable?

IAEFCU Debit Card. Works like a check and an ATM card combined. Accepted wherever Visa is honored. Allows you to get cash back when used for a purchase at many locations.
ATM Access. Over 70,000 surcharge-free ATMs.
Overdraft Protection. A link to your Share (Savings) Account will auto-transfer funds--avoiding NSF fees.
Check reordering is easy online, by phone or by mail.

Choose the checking account that’s right for you:

Basic Checking: No minimum balance and no monthly fee
Interest Checking: $500 minimum balance to avoid $5 monthly fee.
Money Market Checking: $2,500 balance to avoid $5 monthly fee. Tiered interest rates.

Sign-Up for Rate Alert

Basic Checking²09-01-2010
Deposit Amount	APR	APY¹
No minimum	0.00%	0.00%
¹Dividend Rates are calculated on simple interest, day of deposit, day of withdrawal. Fees or other conditions could reduce earnings. APY are calculated as of posted effective date. Penalties may apply for early withdrawal of funds. All rates are subject to change without notice. ²Basic Checking has no minimum balance fees.

Sign-Up for Rate Alert

Interest Checking¹09-01-2010
Deposit Amount	APR	APY²	Credited
$500+	.847%	.85%	Monthly
¹Interest Checking has a minimum balance requirement of $500.00 to avoid a $5 monthly fee. ²Dividend Rates are calculated on simple interest, day of deposit, day of withdrawal. Fees or other conditions could reduce earnings. APY are calculated as of posted effective date. Penalties may apply for early withdrawal of funds. All rates are subject to change without notice.

Sign-Up for Rate Alert

Money Market Checking²09-01-2010
Deposit Amount	APR	APY¹	Credited
$2,500 - $4,999.99	.847%	.85%	Monthly
$5,000 - $9,999.99	.995%	1.00%	Monthly
$10,000 and up	1.144%	1.15%	Monthly
¹Dividend Rates are calculated on simple interest, day of deposit, day of withdrawal. Fees or other conditions could reduce earnings. APY are calculated as of posted effective date. Penalties may apply for early withdrawal of funds. All rates are subject to change without notice. ²Money Market checking has a minimum balance of $2500.00 to avoid a $5 monthly fee.

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