Loan
Rates
Effective
March 29, 2007
| Loan Type | Max Amount | Maximum Term | Rate/APR as low as * |
| Share Secured | Amount on deposit | 72 months | 5.75% |
| Personal/Signature | $5,000 | 24 months | 10.00% ** |
| $10,000 | 48 months | 10.25% ** | |
| $15,000 | 60 months | 10.50% ** | |
|
Car/Motorcycle ***** |
Up to100% of purchase price or HBBV, including tax/license | 36 months | 6.00% ** |
| 48 months | 6.25% ** | ||
| 60 months | 6.50% ** | ||
| 72 months | 6.75% ** | ||
| Car/Motorcycle *****(with equity) | Up to80% of purchase price or HBBV, including tax/license | 36 months | 5.50% ** |
| 48 months | 5.75% ** | ||
| 60 months | 6.00% ** | ||
| 72 months | 6.25% ** | ||
| Boats | Up to 100% of purchase price, including tax | 72 months | 10.75% ** |
| 120 months | 11.25% ** | ||
| Second Mortgage | No Closing Fees ** | 15 year repayment; one year adjustable **** | Prime Rate *** |
| Mini
Home Equity (Fees Apply) |
80% of equity | 1-5 Years | 7.00% |
| 6-10 Years | 7.50% | ||
| 11-15 Years | 7.75% | ||
| Mini
Home Equity (No Fees) |
80% of equity | 1-5 Years | 7.50% |
| 6-10 Years | 7.75% | ||
| 11-15 Years | 8.00% | ||
| Second Mortgage *** (Variable Rate) | 80% of equity | 7 years | Prime **** |
| 10 years | Prime + .25% **** | ||
| 15 years | Prime + .50% **** | ||
| Home
Equity Line of Credit *** (Annual Adjustment) |
80% of equity | 5-year draw; no closing fees *** | Prime Rate **** |
| VISA
Classic |
$10,000 | Revolving | 10.90% |
| VISA
Platinum |
$15,000 | Revolving | 9.80% |
|
Rates subject to change without notice
* Rates
dependent on borrower's FICO credit score. Rates shown are
for most creditworthy applications, FICO 680 and above. **** Prime Rate as of 01 May 2008 = 5.00%. Introductory rate will be the Prime Rate on the date of the loan. After 1 year the rate will adjust to the then-current Prime Rate or 7%, whichever is greater. ***** New car price from dealer invoice. Used car value from High Blue Book Value (HBBV). |
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