Your Privacy is Important to Us IAEFCU is commited to protecting the privacy of each member's financial records consistent with state and federal laws. We are required by law to give you this privacy notice to explain how we collect, use and safegaurd your personal financial information. If you have any questions, please contact an IAEFCU member service representative at 718-525-5903. We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these arrangements, we may disclose all the of the information that we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our member's privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of the information we provide. We do not permit these companies to sell to other third parties the information we provide to them. We collect and may disclose nonpublic personal information about you from the following sources:
	Information we receive from you on membership and loan applications and other forms, about your transactions with us or others;
	we receive from a consumer reporting agency;
	obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions.
	We may also disclose information we collect about you under other circumstances as permitted or or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our Credit Union, and follow your instructions as you authorize, or to protect the security of our financial records.
If you end your membership with IAEFCU, we will not share information we have collected about you, except as permitted or required by law.