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Many of us buy life insurance or any insurance, because we want to make sure our loved ones
remain financially secure after we pass away or are disabled. For those interested in estate planning, cash accumulation, wealth
transfer and estate tax liquidity, insurance can be a tool to achieve those goals as well.
Think for a minute...what would happen if you became totally disabled by sickness or accident? Most people
don't like to think about it, but we all know it can happen. |
| Assessing your Insurance needs |
Before purchasing an insurance policy, you should consider your
financial situation and the standard of living you want to maintain for your dependents or survivors.
For example, who will be responsible for your funeral costs and final medical bills? Would your family
have to relocate? Will there be adequate funds for future or ongoing expenses such as daycare, mortgage payments, or college?
You should reevaluate your insurance policies annually or whenever you experience a major life event such as marriage, divorce,
the birth or adoption of a child, or purchase of a major item such as a home or business.
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| Click on the link below for more information on the specific insurance product that interest you: |
 | Please contact us regarding our free
insurance offers!!! Some do not require any action on your part. See below for more information, or contact a Credit Union Representative. |
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| Free Loan Protection - In the event you become totally or permanently disabled, the Credit Union pays off
the balance of your loan, up to $20,000.00. This added loan protection is provided to you free of charge; it also applies to loss of life.
No paperwork is required to be filled out on your part. Certain restrictions apply. Does not apply to Visa or mortgage loans. |
| Free $1,000.00 Accident Insurance * - As an eligible member of the Credit Union you are entitled to receive $1,000.00 of 24-hour
Accidental Death and Dismemberment Insurance to help in your time of need; simply complete and mail an enrollment form. Please call TOLL-FREE 1-800-252-2148 weekdays
and ask for "Insurance Desk" or contact the Credit Union. |
| * Important! Your completed form must be on file in order for a Certificate of Insurance to be issued in
your name. |
| * Certain rules and restrictions apply. You may request a copy of the policy restrictions from the
Credit Union. |
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